Credit Repair: Sample Credit Report Dispute Letter

Date
Your Name
Your Address
Your City, State, Zip Code

Complaint Department
Name of Company
Address
City, State, Zip Code

Dear Sir or Madam:

I am writing to dispute the following information in my credit report file. The items I dispute also are encircled on the attached copy of the credit report I received.

This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete in your credit report and why). I am requesting that the item be deleted (or request another specific change) from my credit report to correct the information.

Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please investigate this (these) matter(s) and (delete or correct) the disputed credit report item(s) as soon as possible.

Sincerely,
Your name

Enclosures: (List what you are enclosing)
Copy of credit report dated___
Other documentation supporting your claim