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Credit Repair  Credit Report 10 Step Credit Repair Guide |
| Credit Repair Hot Credit Repair Topics on this page! Credit Bureau Credit File Credit Report Credit Reporting Agencies Credit Repair Credit Repair Guide Credit Score * We respect your email privacy and promise to never share or rent your email address to any unauthorized third party. By submitting your email address you are requesting and agreeing to be subscribed to our weekly "Credit Repair Tips" email newsletter to which you may unsubscribe at any time.
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10 Step Credit Repair Guide
The process of clearing credit can be laborious and frustrating, but your efforts will be paid for in better financing. Your rights are protected by laws, but you need to take reasonable actions toward your goal of clearing credit discrepancies. You can get the credit reporting agencies to help you instead of hindering your excellent credit quest with these tips. 1. Order credit reports. 2. Check for discrepancies. 3. Note problems and discrepancies in your Credit Dispute Log. 4. Contact disputed companies by telephone. (Contact original debtors, not collectors.) Log the telephone call with a brief summary of agreements. Remember to record the name of the contact representative. 5. Follow up with certified letter to original company. 6. Write letters to collectors, dispute bill, send documentation of payment to original company. 7. Fill out dispute form provided by credit bureau. 8. Write separate letter for each disputed item to credit bureaus. Send letters by certified mail. Enclose copies of supporting documentation. 9. Use the number provided by the credit bureau and call for progress; have your reference number handy. 10. Keep comprehensive records in your Credit File. Copyright (c) 2004 by Jeanette J. Fisher Forget what you've been told about credit. "Credit Help!" author Jeanette Fisher, Design Psychology Professor, was forced into becoming a credit expert. She loves helping people buy houses. Get the credit you need to buy real estate. Visit Real Estate Credit Help Center: http://www.recredithelp.com Subscribe to Credit Help! Tips. Send a blank email to mailto:CreditTips@gmail.com For more information on Credit Repair, you should read "Do It Yourself Credit Repair May Be Your Best Solution" Of course as noted in Jeanette's 10 Step Credit Repair Guide article above, the first thing you need to do is order your credit report. With your credit report you can check for errors, missing items, and evidence of identity theft. But, your free credit report will not give you your credit score! You will need to know your credit score also before you start your credit repair. Without knowing your credit score, you will not be able to track how well you are doing with your credit repair efforts as you correct credit report errors or provide missing credit information. If you Don't know what your Credit Score is? Click here. Once armed with your credit report and credit score, you are ready to begin your credit repair campaign.
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